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200209620 (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Now; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY REGISTER OF DEEDS Of Hall County ITypeoftewNiog Jons,ietton] [Nam, of Rceording runsdiction] LOT 12, IN BLOCK 4, CEDE MIi.L SUBDIVISION, CITY OF GRAND ISLAND, IL4LL COUNTY, NEBRASKA "THIS DEED OF'I RUST SECURES AN OPEN END REVOLVING LINE OF CREDIT. SEE ATTACHED HOME EQUITY ACCESS LINE OF CREDIT RIDER." Pamcl ID Number: 400068311 which currently has the address of 2805 STAGECOACH CIRCLE [Street] GRAND ISLAND [City], NE [Saatc] 68801 [Zip Code] ( "Property Address "): TOGE'I HER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will detend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenant, for national use and non- tmifor i covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Inivials: 42C6(NE) ao .o Page 3 of 15 Form 3028 1/01