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200209572 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />GARY IN - Boaower <br />_ (Seal) (Seal) <br />- eo..owor eo..owe. <br />_ (Seal) (Seal) <br />Borrower - B.,, —, <br />(Seal) (Seal) <br />- Borrower - Rnrrnwer <br />M. SMEI moos Paso 14,f 1 s Form 3028 1101 <br />(Seal) <br />VICKIE MARTIN <br />-Rnr wer <br />_ (Seal) (Seal) <br />- eo..owor eo..owe. <br />_ (Seal) (Seal) <br />Borrower - B.,, —, <br />(Seal) (Seal) <br />- Borrower - Rnrrnwer <br />M. SMEI moos Paso 14,f 1 s Form 3028 1101 <br />