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200209552 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />— (.Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />G <br />(Seal) <br />RICH RD L HARBAUGH - Borrower <br />�9 <br />MARY C HA BAUGH - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229198 <br />® -8(NE) (0005) Papa 14 of 15 Form 3028 1101 <br />