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200209551 <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this <br />Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants <br />and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. <br />[Check applicable box(es)] <br />❑ Condominium Rider ❑ Graduated Payment Rider Other(s) [specify] <br />❑ Planned Unit Development Rider ❑ Growing Equity Rider <br />❑ Adjustable Rate Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) <br />executed by Borrower and recorded with it. <br />Witnesses: <br />7 <br />State of <br />County of�J <br />This foregoing instrument was <br />by <br />II GENERALNOTARy4weofNetlneke <br />KRIS ANN WIWA0A3 <br />MY c"MI be Eip. -162003 <br />r UUNt6 <br />u%,MINS6.7rx 8/14 /2001 <br />- Borrower <br />N U LIB C Q `/ o S V p (,D i Zi (Seal) <br />NOLBERTO S. VALDEZ - Borrower <br />_(Seal) <br />- Borrower <br />Borrower <br />me on this & ' ' r ) % �/Q� " <br />Page 6 of 6 <br />(Signatu orb t person taking acknowledgment) <br />(Title or rank) <br />(Serial number, if any) <br />♦r <br />