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200209546 <br />PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 5th day of <br />September 2002 , and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security <br />Instrument ") of the same date, given by the undersiyrried (the "Borrower ") to secure Borrower's Note to <br />Home Federal Savings and Loan Assn of Grand Island <br />(the <br />"Lender ") of the same date and covering the Property described in the Security Instrument and located at: <br />3019 COLLEGE ST <br />GRAND ISLAND, HE 68803 -1705 <br />(Imply Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain common areas and facilities, as described in DECLARATION RECORDED MAY <br />27, 1975 IN BOOR 28, PAGE 604 AND AMENDED DECLARATION FILED DHCEMEER 29, <br />1995 <br />(the "Declaration"). The Property is a part of a planned unit development (mown as <br />CONTINENTAL GARDENS <br />[Name of Planned Unit Devclopmem] <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the <br />uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) <br />any by -laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when <br />due, all dues and assessments imposed pursuant to the Constituent Documents. <br />MULTISTATE PUD RIDER Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3150 1,01 <br />Page 1 of 3 Initials: <br />(M-7R 100081 VMP MORTGAGE FORMS - 18000521 7291 <br />m <br />