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E <br />200209474 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />M -6(NE) (0005) <br />(Seal) <br />H CHAEL L ANDERSON - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 14 of 15 <br />rA 1112 <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229192 <br />Form 3026 1101 <br />