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200209426
<br />(H) "Riders" means all Riders to this Security htstrnuteu[ that are executed by Borrower. The following Riders
<br />me to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Plamied Unit Development Rider ❑ Other(s) [specify]
<br />❑ 1-0 Fancily Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stale andlocal statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dies, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by chuck, draft,
<br />or sindlar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instmet, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transters initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third patty (other than insurance proceeds paid under the coverages described in Section 5) foe N) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any pan of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lcadcr against the nonpayment of, or default on, the Loarr.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for E) principal and interest under the Note,
<br />plus (it) any amounts under Section 3 of this Security Instrument.
<br />(Y) "RESPA" means the Real Estate Seultuncnt Procedures Act (12 U.S.C. $2601 et seq.) and its implementing
<br />regulation, Regulation X (24 C.P.R. Pan 7500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument,
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan"
<br />even if the Loan does not qualify as a "federally related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that
<br />party has assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and
<br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power
<br />of sale, the following described properly located in the
<br />COUNTY of HALL
<br />(Type of Recordirp Jurisdiction] Name of ReeoNlny lerisaiclianl
<br />LOT ONE (1), M. & H. GIDEON SUBDIVISION, HALL COUNTY, NEBRASKA
<br />ACCORDING TO THE RECORDED PLAT THEREOF.
<br />A.P.N. #: 400390442
<br />NFRRASKA—
<br />Singla Family --
<br />Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />OxMagic ELFVisa eoosro -rasz
<br />Form 3026
<br />1/01
<br />Page 2 of 13
<br />w.docmagic.com
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