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200209413 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />MARK A. SCHLICK - Borrower <br />A —4 biqk_" (Seal) <br />BENITA D. SCHLICK Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />2002141591 2002141591 0 <br />(M -64NE) (0005) Page is or 15 Form 3028 1101 <br />