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200209408 a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement award of damages, or proceeds Paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destntction of, the Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value andlor condition of the Property. (N) "Mortgage Insurance' means insurance protecting Lender against the nonpayment of, or default on, the Loan (0) "Periodic Payment' means tbt regularly scheduled amount due for 0) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 of seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage load' even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or nut that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the fallowing described property located in the COUNTY of HALL [Type of Recording ]vrvdicc.0 ] [Kama of Recording ]vriediction] LOT SIX (6) AND SEVEN 17) AND THE WEST THIRTY —TWO (32) FEET OF LOT EIGHT (8), BLOCK FORTY —SIX (46). CHARLES WASMER'S THIRD ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, Parcel ID Number: 400110660 619 SOUTH CLAY STREET GRAND ISLAND ( "Property Address "): GRAND ISLAND AREA (IMONE) mr o- r,VNE 09/03102 8:4] M 6169382110 which currently has the address of [stroetl [city] , Nebraska 68803 [zee cndel v Form 3028 1/01