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200209298 <br />BY SIGNING BELOW, Borr ower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />n <br />(Seat) <br />it, K HOWARD f - Borrower <br />� "< < NiOWw R (Seal) <br />M CATHERINE HOWARD - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229186 <br />®k8(NE) (oow Page 14 of 15 Form 3028 1101 <br />