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THIS DEED OF TRUST is dated September 4, 2002, among REYNOLDS & ZISKA INC; A NEBRASKA <br />CORPORATION ("Trustor''); Five Points Bank, whose address Is South Branch, 3111 W. Stolley Pk. Rd., Grand <br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points <br />Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee"). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of <br />Lender as Beneficiary, all of Truster 'a right, title, and interest in and to the following described real property, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances: all water, water <br />rights and ditch rights (including stock in utilities with ditch or Irrigation rightal; and all other ri ots, royalties, and pronto relating to the real <br />property, including without nmbagon an annands, oil, gas, geothermal and simper matters, (t90 "Real Property ") located in HALL <br />County, State of Nebraska: <br />LOT FIVE 151, IN FRACTIONAL BLOCK TWO (2), IN EVANS ADDITION AND ITS COMPLEMENT, THE <br />WESTERLY TEN AND EIGHT TENTHS (10.8) FEET OF FRACTIONAL LOT FOUR 141, IN FRACTIONAL <br />BLOCK SEVEN (7), IN LAMBERT'S ADDITION, ALL IN THE CITY OF GRAND ISLAND, HALL COUNTY, <br />NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF. <br />The Real Property or its address is commonly known as 903 E 7TH, GRAND ISLAND, NE 68801. <br />CROSS-COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest <br />thereon, of Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower or any one or more of them, <br />whether now .xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, <br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Borrower <br />or Truster may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and <br />whether recovery open such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to <br />repay such amounts may be or hereafter may become oherwisa unenforceable. <br />FUTURE ADVANCES. Speclh —hy, without limitation, this Deed of Trust se addition to the amounts specified in the Note, all <br />future amounts Lender in Its discretion may loan to Borrower, together with all Interest thereon; however, in no event shall such future <br />advances (excluding interest) exceed In the aggregate $50,000.00. <br />Truster presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trusior's right, title, and interest in and to all <br />present and future leases of the Property and all Rents from the Property. In addition, Truster grants to Lender a Uniform Commercial <br />Code security interest In the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL <br />PROPERTY, IS GIVEN TO SECURE Al I PAYMENT OF THE INDEBTEDNESS AND (8) PERFORMANCE OF ANY AND ALL OBLIGATIONS <br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE <br />FOLLOWING TERMS: <br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Tmen r warrants that: (a) this Deed of Trust is executed at Borrower's request and <br />not at the request of Lender; of Truster has the full power, right, and authority to enter lmo this Dead of Trust and to hypothecate the <br />Property; (c) he provisions of this Deed at Trust do net conflict with, or suit In a default under any agreement or other Instrument <br />binding upon Truster and de not result In a violation of any law, regulation, court decree or order applicable to Truster; (d) Treanor has <br />established adequate means of obtaining from Borrower o continuing basis bro ation abort Borrower's financial condition; and (e) <br />Lender has made no ropreaantaaion to Truster about Borrower )including without limitation the creditworthiness of Borrower). <br />y <br />("T <br />2 <br />D <br />l <br />IT <br />IT <br />N <br />_ <br />J <br />� <br />r\a <br />e <br />° <br />A,\ <br />Cam) <br />m <br />N <br />a <br />n <br />N <br />CI( <br />fo-� IFFr <br />3 <br />r >> <br />CJ <br />S— <br />CD <br />� <br />trio <br />1x <br />O <br />m <br />WHEN RECORDED MAIL TO: <br />Five Points Bank <br />200209283 <br />rt South Branch <br />3111 W. Stolley Pk. Rd. <br />Grand Island, NE 68801 <br />FOR <br />RECORDER'S USE ONLY <br />DEED OF TRUSTo <br />L� <br />MAXIMUM LIEN. The Ilan of this Deed of Trust shall not exceed at any one <br />time $50,000.00. <br />THIS DEED OF TRUST is dated September 4, 2002, among REYNOLDS & ZISKA INC; A NEBRASKA <br />CORPORATION ("Trustor''); Five Points Bank, whose address Is South Branch, 3111 W. Stolley Pk. Rd., Grand <br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points <br />Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee"). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of <br />Lender as Beneficiary, all of Truster 'a right, title, and interest in and to the following described real property, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances: all water, water <br />rights and ditch rights (including stock in utilities with ditch or Irrigation rightal; and all other ri ots, royalties, and pronto relating to the real <br />property, including without nmbagon an annands, oil, gas, geothermal and simper matters, (t90 "Real Property ") located in HALL <br />County, State of Nebraska: <br />LOT FIVE 151, IN FRACTIONAL BLOCK TWO (2), IN EVANS ADDITION AND ITS COMPLEMENT, THE <br />WESTERLY TEN AND EIGHT TENTHS (10.8) FEET OF FRACTIONAL LOT FOUR 141, IN FRACTIONAL <br />BLOCK SEVEN (7), IN LAMBERT'S ADDITION, ALL IN THE CITY OF GRAND ISLAND, HALL COUNTY, <br />NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF. <br />The Real Property or its address is commonly known as 903 E 7TH, GRAND ISLAND, NE 68801. <br />CROSS-COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest <br />thereon, of Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower or any one or more of them, <br />whether now .xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, <br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Borrower <br />or Truster may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and <br />whether recovery open such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to <br />repay such amounts may be or hereafter may become oherwisa unenforceable. <br />FUTURE ADVANCES. Speclh —hy, without limitation, this Deed of Trust se addition to the amounts specified in the Note, all <br />future amounts Lender in Its discretion may loan to Borrower, together with all Interest thereon; however, in no event shall such future <br />advances (excluding interest) exceed In the aggregate $50,000.00. <br />Truster presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trusior's right, title, and interest in and to all <br />present and future leases of the Property and all Rents from the Property. In addition, Truster grants to Lender a Uniform Commercial <br />Code security interest In the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL <br />PROPERTY, IS GIVEN TO SECURE Al I PAYMENT OF THE INDEBTEDNESS AND (8) PERFORMANCE OF ANY AND ALL OBLIGATIONS <br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE <br />FOLLOWING TERMS: <br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Tmen r warrants that: (a) this Deed of Trust is executed at Borrower's request and <br />not at the request of Lender; of Truster has the full power, right, and authority to enter lmo this Dead of Trust and to hypothecate the <br />Property; (c) he provisions of this Deed at Trust do net conflict with, or suit In a default under any agreement or other Instrument <br />binding upon Truster and de not result In a violation of any law, regulation, court decree or order applicable to Truster; (d) Treanor has <br />established adequate means of obtaining from Borrower o continuing basis bro ation abort Borrower's financial condition; and (e) <br />Lender has made no ropreaantaaion to Truster about Borrower )including without limitation the creditworthiness of Borrower). <br />