THIS DEED OF TRUST is dated September 4, 2002, among REYNOLDS & ZISKA INC; A NEBRASKA
<br />CORPORATION ("Trustor''); Five Points Bank, whose address Is South Branch, 3111 W. Stolley Pk. Rd., Grand
<br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points
<br />Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Truster 'a right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances: all water, water
<br />rights and ditch rights (including stock in utilities with ditch or Irrigation rightal; and all other ri ots, royalties, and pronto relating to the real
<br />property, including without nmbagon an annands, oil, gas, geothermal and simper matters, (t90 "Real Property ") located in HALL
<br />County, State of Nebraska:
<br />LOT FIVE 151, IN FRACTIONAL BLOCK TWO (2), IN EVANS ADDITION AND ITS COMPLEMENT, THE
<br />WESTERLY TEN AND EIGHT TENTHS (10.8) FEET OF FRACTIONAL LOT FOUR 141, IN FRACTIONAL
<br />BLOCK SEVEN (7), IN LAMBERT'S ADDITION, ALL IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF.
<br />The Real Property or its address is commonly known as 903 E 7TH, GRAND ISLAND, NE 68801.
<br />CROSS-COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest
<br />thereon, of Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower or any one or more of them,
<br />whether now .xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise,
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Borrower
<br />or Truster may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and
<br />whether recovery open such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to
<br />repay such amounts may be or hereafter may become oherwisa unenforceable.
<br />FUTURE ADVANCES. Speclh —hy, without limitation, this Deed of Trust se addition to the amounts specified in the Note, all
<br />future amounts Lender in Its discretion may loan to Borrower, together with all Interest thereon; however, in no event shall such future
<br />advances (excluding interest) exceed In the aggregate $50,000.00.
<br />Truster presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trusior's right, title, and interest in and to all
<br />present and future leases of the Property and all Rents from the Property. In addition, Truster grants to Lender a Uniform Commercial
<br />Code security interest In the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE Al I PAYMENT OF THE INDEBTEDNESS AND (8) PERFORMANCE OF ANY AND ALL OBLIGATIONS
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Tmen r warrants that: (a) this Deed of Trust is executed at Borrower's request and
<br />not at the request of Lender; of Truster has the full power, right, and authority to enter lmo this Dead of Trust and to hypothecate the
<br />Property; (c) he provisions of this Deed at Trust do net conflict with, or suit In a default under any agreement or other Instrument
<br />binding upon Truster and de not result In a violation of any law, regulation, court decree or order applicable to Truster; (d) Treanor has
<br />established adequate means of obtaining from Borrower o continuing basis bro ation abort Borrower's financial condition; and (e)
<br />Lender has made no ropreaantaaion to Truster about Borrower )including without limitation the creditworthiness of Borrower).
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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />200209283
<br />rt South Branch
<br />3111 W. Stolley Pk. Rd.
<br />Grand Island, NE 68801
<br />FOR
<br />RECORDER'S USE ONLY
<br />DEED OF TRUSTo
<br />L�
<br />MAXIMUM LIEN. The Ilan of this Deed of Trust shall not exceed at any one
<br />time $50,000.00.
<br />THIS DEED OF TRUST is dated September 4, 2002, among REYNOLDS & ZISKA INC; A NEBRASKA
<br />CORPORATION ("Trustor''); Five Points Bank, whose address Is South Branch, 3111 W. Stolley Pk. Rd., Grand
<br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points
<br />Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Truster 'a right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances: all water, water
<br />rights and ditch rights (including stock in utilities with ditch or Irrigation rightal; and all other ri ots, royalties, and pronto relating to the real
<br />property, including without nmbagon an annands, oil, gas, geothermal and simper matters, (t90 "Real Property ") located in HALL
<br />County, State of Nebraska:
<br />LOT FIVE 151, IN FRACTIONAL BLOCK TWO (2), IN EVANS ADDITION AND ITS COMPLEMENT, THE
<br />WESTERLY TEN AND EIGHT TENTHS (10.8) FEET OF FRACTIONAL LOT FOUR 141, IN FRACTIONAL
<br />BLOCK SEVEN (7), IN LAMBERT'S ADDITION, ALL IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF.
<br />The Real Property or its address is commonly known as 903 E 7TH, GRAND ISLAND, NE 68801.
<br />CROSS-COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest
<br />thereon, of Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower or any one or more of them,
<br />whether now .xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise,
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Borrower
<br />or Truster may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and
<br />whether recovery open such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to
<br />repay such amounts may be or hereafter may become oherwisa unenforceable.
<br />FUTURE ADVANCES. Speclh —hy, without limitation, this Deed of Trust se addition to the amounts specified in the Note, all
<br />future amounts Lender in Its discretion may loan to Borrower, together with all Interest thereon; however, in no event shall such future
<br />advances (excluding interest) exceed In the aggregate $50,000.00.
<br />Truster presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trusior's right, title, and interest in and to all
<br />present and future leases of the Property and all Rents from the Property. In addition, Truster grants to Lender a Uniform Commercial
<br />Code security interest In the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE Al I PAYMENT OF THE INDEBTEDNESS AND (8) PERFORMANCE OF ANY AND ALL OBLIGATIONS
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Tmen r warrants that: (a) this Deed of Trust is executed at Borrower's request and
<br />not at the request of Lender; of Truster has the full power, right, and authority to enter lmo this Dead of Trust and to hypothecate the
<br />Property; (c) he provisions of this Deed at Trust do net conflict with, or suit In a default under any agreement or other Instrument
<br />binding upon Truster and de not result In a violation of any law, regulation, court decree or order applicable to Truster; (d) Treanor has
<br />established adequate means of obtaining from Borrower o continuing basis bro ation abort Borrower's financial condition; and (e)
<br />Lender has made no ropreaantaaion to Truster about Borrower )including without limitation the creditworthiness of Borrower).
<br />
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