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i'Burruwer "). The nuslec is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />"Tiustec) The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />heminal ter defined. and Lender's successors and assigns)- MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />MOUNTAIN WEST FINANCIAL, INC.
<br />which is organized and existing under the laws of CALIFORNIA , and whose address is
<br />1902 ORANGE TREE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374
<br />('Lender'). Borrower owes Lender the principal sum of
<br />SEVENTY -SEVEN THOUSAND EIGHT HUNDRED EIGHTY -FOUR AND 00 /100
<br />Dollar (U S -$ ]7,884.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note'). which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />SEPTEMBER 1, 2032 . This Security Insnument xream, w Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Nate. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT 275 IN WEST LAWN, AN ADDITION TO THE CITY OF GRAND ISLAND, BALL COUNTY,
<br />NEBRASKA.
<br />which has the address of 1308 NORTH BROADWELL AVENUE, GRAND ISLAND fSneet. Chol.
<br />Nebraska 68601 Izipcodol ( "Property Address'):
<br />TOGETHER WI'fIt all the improvements now or hereafter erected on the property, and all easements, appurtenances, end
<br />Ilxmmv now or hereafter a part of the property - All replacements and additions shall also be covered by this Security
<br />Insnument- All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska Deed of Trust - 2/91
<br />oa'miyai Page 1 of 6
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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ( "Security Instrument ") is made on AUGUST 30,
<br />2002
<br />, among the grantor
<br />ROBERT C. GARCIA, SR. AND HEYRA GARCIA, HUSBAND AND WIFE
<br />i'Burruwer "). The nuslec is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />"Tiustec) The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />heminal ter defined. and Lender's successors and assigns)- MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />MOUNTAIN WEST FINANCIAL, INC.
<br />which is organized and existing under the laws of CALIFORNIA , and whose address is
<br />1902 ORANGE TREE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374
<br />('Lender'). Borrower owes Lender the principal sum of
<br />SEVENTY -SEVEN THOUSAND EIGHT HUNDRED EIGHTY -FOUR AND 00 /100
<br />Dollar (U S -$ ]7,884.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note'). which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />SEPTEMBER 1, 2032 . This Security Insnument xream, w Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Nate. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT 275 IN WEST LAWN, AN ADDITION TO THE CITY OF GRAND ISLAND, BALL COUNTY,
<br />NEBRASKA.
<br />which has the address of 1308 NORTH BROADWELL AVENUE, GRAND ISLAND fSneet. Chol.
<br />Nebraska 68601 Izipcodol ( "Property Address'):
<br />TOGETHER WI'fIt all the improvements now or hereafter erected on the property, and all easements, appurtenances, end
<br />Ilxmmv now or hereafter a part of the property - All replacements and additions shall also be covered by this Security
<br />Insnument- All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska Deed of Trust - 2/91
<br />oa'miyai Page 1 of 6
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