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200209211 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />(Seal) <br />_ (Seal) <br />- Borrower <br />4� —2 (Seal) <br />DANNY45 MCWHIRTER orrower <br />(Seal) <br />CAROL L MCWHIRTER - Borrower <br />(Seal) <br />(Seal) <br />(Seal) <br />Initials: <br />ck-ONE) fow5) Page t4 of 15 Form 3028 1/01 <br />W. <br />