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200209208 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />/ (Seal) <br />G`E ERFI JR -Borrower <br />/t �� G- G�fyft�eal) <br />DEBORAH K OVERFIEL, Borrower <br />/,. <br />(Seal) <br />-- - -- — Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Ckfi(NE) t000s) Page 14 of 15 <br />M <br />(Seal) <br />grower <br />(Seal) <br />- - -- Borrower <br />(Seal) <br />-... _......__ Borrower <br />Initials: <br />JD' <br />Form 3028 1 /01 <br />e: <br />