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<br />B. All future advances firm Beneficiary to Trustor or other future obligations of Trustor to Beneficiary under any
<br />promissory note, contract, guaranty, or other evidence of debt executed by Trustor in favor of Beneficiary
<br />executed after this Security Instrument whether or not this Security Instrument is specifically referenced_ if more
<br />than one person signs this Security Instrument, each Trustor agrees that this Security instrument will secure all
<br />future advances and future obligations that are given to or incurred by any one or mote Ttustor, or any one or
<br />more Truster and others. All future advances and other future obligations are secured by this Security Instrument
<br />even though all or part may not yet be advanced. All future advances and other future obligations are secured as if
<br />made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a commitment to
<br />make additional nr future mans or advances in any amount. Any such commitment must be agreed to in a separate
<br />writing.
<br />C. All other obligations Trustor owes to Beneficiary, which may later arise, to the extent not prohibited by law,
<br />including, but not limited lo, liabilities for overdrafts relating to any deposit account agreement between Trustor
<br />and Beneficiary.
<br />D. All additional sums advanced and expenses incurred by Beneficiary for insuring, preserving or otherwise
<br />protecting the Property and its value and any other sums advanced and cxpcnscs incurred by Beneficiary under the
<br />terms of this Security Instrument.
<br />In lire event that Beneficiary fails to provide any necessary antic, of the right of rescission with respect to any additional
<br />indebtedness secured under paragraph B of this Section, Beneficiary waives any subsequent security interest in the
<br />Trustor's principal dwelling that is created by [his Security Instrument (but does not waive the security interest for the
<br />debts referenced in paragraph A of this Section).
<br />S. DEED OF TRUST COVENANTS. Trustor agrees that the covenants in this section are material obligations under the
<br />Secured Debt and this Security Inshument. If Ttustor breaches any covenmd in this section, Beneficiary may refuse to
<br />make additional extensions of credit and reduce the credit limit By not exercising either remedy on Ttuster's breach,
<br />Bcnctimary does not waive Beneficiary's right to later consider the event a breach if it happens again.
<br />Payments. Trustor agrees that all payments under the Secured Debt will be paid when due and in accordance with the
<br />terms of the Secured Debt and this Security instrument.
<br />Prior Security Interests, With regard to any other mortgage, deed of trust, security agreement or other lien document
<br />that created a prior security interest or encumbrance on the Property. Trustor agrees to make all payments when due and
<br />to perform or comply with all covenants. Trustor also agrees not to allow any modification or extension o£ nor to
<br />request any future advances under any note or agreement secured by the lien document without Beneficiary's prior
<br />written approval.
<br />Claims Against Title. Trustor will pay all taxes (including any tare assessed to this Deed of Tnrst), assessments, liens,
<br />encumbrances, lease payments, ground rents, utilities, and other charges relating to the Properly when due. Beneficiary
<br />may require Trustor to provide in Beneficiary copies of all notices that such amounts are due and the receipts evidencing
<br />Trustor's payment Trustor will defend title to [he Property against any claims that would impair the lien of flits
<br />Security Instrument. 'fmster ameca to assign to Beneficiary, as requested by Beneficiary, any rights, claims or defenses
<br />Tnrsmr may have against parties who supply labor or materials to maintain or improve the Property.
<br />Property Condition, Alterations and Inspection. Trustor will keep the Property in good condition and make all
<br />repairs that are reasonably necessary. "truster shall not commit or allow any waste, impairment. or deterioration of the
<br />Property. Trustor agrees that the nature of the occupancy and use will not substantially change without Beneficiary's
<br />prior written consent. Trustor will not permit any change in any license, restrictive covenant or easement without
<br />Beneficiary's prior written consent 'I'mstor will notify Beneficiary of all demands, proceedings, claims, and actions
<br />against Trustor mid of any loss or damage to the Property.
<br />Beneficiary or Beneficiary's agents may, at Rcneficiary's option, enter the Property at any reasonable time for the
<br />purpose of inspecting the Property. Beneficiary shall give Trustor notice at the time of or before an inspection
<br />specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Beneficiary's
<br />benefit and Trustor will in no way rely on Beneficiary's inspection
<br />Authority to Perform. If Truxtnr fails to perform any duty or any of the covenants contained in this Security
<br />Instrument, Beneficiary may, without notice, perform or cause them to be performed. Trustor appoints Beneficiary as
<br />attorney in fact to sign Tmstor's name or pay any amount necessary for performance. Beneficiary's right to perform for
<br />Trustor shall not create an obligation to perform, and Bcncficiarv'x failure to perform will not preclude Beneficiary
<br />from exercising any of Beneficiary's other rights under the law or this Security Instrument.
<br />Leaseholds; Condominiums; Planned Unit Developments. Trustor agrees to comply with the provisions of ary lease
<br />if this Security Instrument is on a Icaaehold. If the Property includes a unit in a condominium or a planned unit
<br />development. Trustor will perform all of Tiushot's duties under lire covenants, by -laws, or regulations of the
<br />condominium or planned unit development
<br />Condemnation. Trustor will give Bmie[iciary prompt notice of any pending or threatened action, by private or pubhe
<br />entities to purchase or take any or all of the Property through condemnation, eminent domain, or any other means_
<br />Trustor authorizes Beneficiary to intervene in Truster's name in any of the above described actions or claims. Trustor
<br />assigns to Beneficiary the proceeds of ary award or claim for damages connected with a condemnation or other taking of
<br />all or any part of the Property. Such proceeds shall be considered payments mid will be applied as provided in this
<br />Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security
<br />agreement or other lien document.
<br />Insurance. Trusmr shall keep Property insured against loss by fire, flood, theft and other hazards mid risks reasmably
<br />associated with the Properly due to its type and location. This insurance shall be maintained in the amounts and for the
<br />periods that Beneficiary requires_ The insurance carrier providing the insurance shall be chosen by Trustor subject to
<br />Beneficiary's approval, which shall not he unreasonably withheld. If Trustor fails to maintain the coverage described
<br />above, Beneficiary may, at Beneficiary's option, obtain coverage to protect Rencficimy's rights in the Property
<br />according to fire terms of this Security Instrument.
<br />All insurance policies and renewals shall he acceptable to Beneficiary and shall include a standard "mortgage clause"
<br />and where applicable, "loss payee clause." Trustor shall inunedimely notify Beneficiary of cancellation or termination
<br />of the insurance Reneficiary shall have the right to hold the policies and renewals. If Beneficiary requires, Trustor shall
<br />immediately give to Beneficiary all receipts of paid premiums and renewal notices Upon loss, Trustor shall give
<br />immediate notice to the insurance carrier and Beneficiary. Beneficiary away make proof of loss if not made immcdrowly
<br />by Trustor_
<br />Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or
<br />In the Secured Debt. whether or not then due, at Beneficiary's option. Any application of proceeds to principal shall not
<br />extend or postpone the due date of the scheduled payment nor charge the amount of any payment. Any excess will he
<br />paid to the Trustor_ If the Property is acquired by Beneficiary. Trustor s right to any insurance policies and proceeds
<br />resulting from damage to the Property before the acquisition shall pass to Beneficiary to the extent t Secured Debt
<br />immediately before the acquisition. gpy./�
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