200209177
<br />(C) "Lender" is NELLS FARGO HONE MORTGAGE, INC
<br />Lender is a CORPORATION
<br />organized and existing under the laws of THE STATE OF CALIFORNIA
<br />Lenders address is P.O. HOE 5137, DES MOINES, IA 503065137
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trust"" is JOHN S. EATELMAN, ESQ.
<br />10855 WEST DODGE RD, SUITS 240, OMARA, HE 68145
<br />(E) 'Note" means the promissory note signed by Borrower and dated AUGUST 23, 2002
<br />The Note States that Borrower owes Lender EIGHTY THOUSAND FIVE HUNDRED AND 00 /100
<br />Dollars
<br />(U.S. $ -***-80, 500. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than SEPTEMBER 01, 2022
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(11) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'rhe following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider E:1 Second home Rider
<br />Ralloon Rider 0 Planned Unit Development Rider El 1 4 Family Rider
<br />VA Rider 0 Biweekly Payment Rider LJ Other(s) [specify]
<br />(I) "Applicable I,aw" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(J) "Community Association Ducs, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or aulhorirc a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other caking of all or any par[ of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />1' ON4
<br />(Q 61NE1 ioous P "a" 2,f 15 Form 3028 1101
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