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200209177 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ 1 (Seal) <br />KIRK 8 MOVRAL - Borrower <br />1 I lli 4 A_Ars (dQ kr �Y(Seal) <br />MELINDA A MODRAL - Borrower <br />_— (Seal) -__ _ (Seal) <br />- Borrower - Borrower <br />_._ (Sea) ___— —_ __._ (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />OICkB(NE) moos Page is of is Form 3028 1101 <br />