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A <br />DEFIMTIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 17, 18, 20 <br />and 21. Certain rates regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 26th 2002 ,together with <br />all Riders to this document. <br />(B) °Borrower° is GagjtCooper and_Jerry L Cooper, Co- Trustees of the Gary L. Cooper and Jerry 1. <br />Cooper Revocable Trust Dated November 17,2000 <br />Borrower is the ttustor under this Security hhstnunent. <br />(C) "Lender' is United Nebraska Bank Lender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument <br />(D) "Trustee ^,United Nebraska Bank 760 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated August 26th , 20112 The Now <br />states that Borrower owes Lender One Hundred Eighty Seven Thousand Five Hundred and 00 /100 <br />Dollars(U.S.$187500.00 ) plus interest. Borrower has promised <br />pay regular Y p Y _ 1,2032 <br />to a this debt m re ar Yenodhc Payments and to a the deb[ m full not later tlnau ep[em er <br />(F) " Property" means the property that is described below under thelteading-` Trmnsfer of Righlshnlhe Properly." <br />(G) "Loan" means die debt evidenced by die Note, plus interest, any prepayment charges and late charges due under the <br />Note, acrd all suits due wide, this Security lnstrumcnL, plus interest <br />(t) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable] <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Plaimed Unit Development Rider' <br />❑ <br />Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />en <br />'n <br />y` <br />2 <br />C <br />7 <br />'y, <br />T <br />D <br />N <br />N <br />R <br />ry <br />�Gr. <br />O <br />z <br />N <br />cr <br />C <br />gD <br />O <br />N <br />O <br />N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C <br />y6. <br />S <br />200209160 <br />DEFIMTIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 17, 18, 20 <br />and 21. Certain rates regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 26th 2002 ,together with <br />all Riders to this document. <br />(B) °Borrower° is GagjtCooper and_Jerry L Cooper, Co- Trustees of the Gary L. Cooper and Jerry 1. <br />Cooper Revocable Trust Dated November 17,2000 <br />Borrower is the ttustor under this Security hhstnunent. <br />(C) "Lender' is United Nebraska Bank Lender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument <br />(D) "Trustee ^,United Nebraska Bank 760 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated August 26th , 20112 The Now <br />states that Borrower owes Lender One Hundred Eighty Seven Thousand Five Hundred and 00 /100 <br />Dollars(U.S.$187500.00 ) plus interest. Borrower has promised <br />pay regular Y p Y _ 1,2032 <br />to a this debt m re ar Yenodhc Payments and to a the deb[ m full not later tlnau ep[em er <br />(F) " Property" means the property that is described below under thelteading-` Trmnsfer of Righlshnlhe Properly." <br />(G) "Loan" means die debt evidenced by die Note, plus interest, any prepayment charges and late charges due under the <br />Note, acrd all suits due wide, this Security lnstrumcnL, plus interest <br />(t) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable] <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Plaimed Unit Development Rider' <br />❑ <br />Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state mid local statutes, regulations, ordinances mid <br />administrative rules mid orders (dial have Ore effect of law) as well as all applicable final, non- appealablejudicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments " means all does, fees, assessments and other charges that= <br />unposed on Burrower or the Property by a condominium association, homeowners association or similar organization <br />(I) "Electronic Funds Transfer^ means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonicinstnunent computer, ormagnetctape, <br />so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but is not limited <br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, mid <br />automated clearinghouse transfers. <br />(L) "Escrow Items" memis those items that are described in Section 3. <br />(N) "Miscellaneous Procia.ds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, <br />the Property; (it) condemnation or other taking of all or any part ofthe Property, (iii) conveyance or lieu of ewidenmtation; or <br />(v) misrepresentations of, or omissions as to, the value and/or condition of the Property <br />(N) "Mortgage Insurance" means insuance protecting Lender against die nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment "means the regularly seheduledamormi (me for (i) principal and interest under the Note, plus (ii) <br />any amounts wider Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) mid its hnplenentingiegulation, <br />Regulation X (24 C.F.R. Part 3500), as flay might be amended from time to time, many additional or successor legislation <br />NEBRASKA— Sin&Family —FwNe M- /Freddie Mse UNIFORM INKfKUMENf Ferm302a llm (pogelof8p,,o <br />97f4l;V(1/02) 117.., <br />1.111X1 1 Alb) <br />