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<br />TODD J. WILSON AND URSULA E. WILSON, HUSBAND AND WIFE
<br />( "Borrower'). The truster is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />f71 ustee"). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Pest Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />MOUNTAIN WEST FINANCIAL, INC.
<br />which is Organized and existing under the laws of CALIFORNIA , and whose address is
<br />1902 ORANGE TREE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374
<br />( "Lender "). Borrower owes Lender the principal Sum of
<br />EIGHTY -FIVE THOUSAND TWO HUNDRED FIFTY -FOUR AND 00 /100
<br />D011ars (U S. S 85, 254.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument( Note ). which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />SEPTEMBER 1, 2032 This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (h) the payment of all other
<br />sums, with 'interest. advanced under paragraph 7 to poucet the security of this Security Instrument; and (c) the performance Of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose. Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT SEVEN (7) IN BLOCK NINE (9) IN ASHTON PLACE IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />which has the addnss of 2503 WEST CHARLES STREET, GRAND ISLAND
<br />Nebraska 68803 [zip cwal("Property Address ");
<br />Isivet. City].
<br />I OGETHER W11 H all the improvementS now or hereafter erected on the property, and all easements, appurtenances, and
<br />Ilxmr, now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrumem. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom. MERS (as nominee for Lender and Landcr's successors and assigns) has the tight: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument
<br />FICA Nchraska Need of Trust. 2/91
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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ( "Security Instrument
<br />") is made on AUGUST 22,
<br />2002
<br />, among the grantor
<br />TODD J. WILSON AND URSULA E. WILSON, HUSBAND AND WIFE
<br />( "Borrower'). The truster is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />f71 ustee"). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Pest Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />MOUNTAIN WEST FINANCIAL, INC.
<br />which is Organized and existing under the laws of CALIFORNIA , and whose address is
<br />1902 ORANGE TREE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374
<br />( "Lender "). Borrower owes Lender the principal Sum of
<br />EIGHTY -FIVE THOUSAND TWO HUNDRED FIFTY -FOUR AND 00 /100
<br />D011ars (U S. S 85, 254.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument( Note ). which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />SEPTEMBER 1, 2032 This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (h) the payment of all other
<br />sums, with 'interest. advanced under paragraph 7 to poucet the security of this Security Instrument; and (c) the performance Of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose. Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT SEVEN (7) IN BLOCK NINE (9) IN ASHTON PLACE IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />which has the addnss of 2503 WEST CHARLES STREET, GRAND ISLAND
<br />Nebraska 68803 [zip cwal("Property Address ");
<br />Isivet. City].
<br />I OGETHER W11 H all the improvementS now or hereafter erected on the property, and all easements, appurtenances, and
<br />Ilxmr, now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrumem. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom. MERS (as nominee for Lender and Landcr's successors and assigns) has the tight: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument
<br />FICA Nchraska Need of Trust. 2/91
<br />cocccnm
<br />Pagc t of 6
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