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y <br />A n n <br />= D <br />Z n x <br />x <br />D <br />v " <br />x <br />e <br />Fir <br />n <br />p— <br />° n <br />° <br />m <br />Fill <br />^ <br />t+- <br />ct <br />m <br />A <br />v <br />M <br />N <br />y <br />C <br />r n <br />S <br />After Recording Return To: <br />200209049 <br />CO <br />rn <br />N <br />Space Above This Line For Recording Data) C7� <br />DEED OF TRUST <br />DLFINI I IONS <br />Kaubek <br />roan Number: SPT20715 <br />Yarcel Number: <br />Words used in multiple sections of this document arc dchned below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 19, 2002 <br />together with all Riders to this document. <br />(B)`Borrower "is David J Koubek and Kristel B Koubek, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender "Is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated August 19, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred Twelve Thousand Seventy -Eight And 00 /100 <br />Dollars (U.S -$ 112,078.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2017 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest <br />NFIRtSKA-- Single Fami.,Famde Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />nomrvm /po8e 1 of l2 pages) <br />occvmt�vra rzta Veono <br />