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200209019 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers in all requirements and restrictions that me imposed in regard to a "reacrally related mortgage loan" even if the Loan does not qualify ac a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken tide to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument TRANSFER OF RIGHTS IN THE PROPERTY 'Phis Security Instrument secures to lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Now. For this purpose, Borrower irrevocably grants and conveys to Tmstoe, in trust, with power of sale, the following described property located in the County of HALL ffy, of RCCOrdmg J"nsdireiml !Name of Recording Jurnihe ion] LOT SIXTEEN (16), BLOCK TWO (2), UNIVERSITY PLACE ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY NEBRASKA. Par0cllDNumber 400099241 which currently has the address of 2407 N SHERM BLVD [Street] Grand Island [City], Nebraska 68803 [Ziv Coded ( "Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the csww hereby conveyed and has the right in grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. UOC 4:31,603 APPT, #. 0016197813 / LOAN q: 001613"19"13 (0- 6(NE)�nnos[ v,� "aoi is initials: Form 3020 1101 m