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200209014 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seat) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Q <br />(Seal) <br />"T 'F MCCALLUM - Bormwer <br />(Seal) <br />*1E MCCALLUM - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />® -6(NE) (00051,01 Page 14 of 15 Form 3028 1101 <br />, ;fir `.1t [, <br />