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200208994 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />C (L� <br />"�- (Seal) <br />qJ C MONK - Borrower <br />(Seal) <br />SANDRA R MONK - Borrower <br />(Seal) <br />- BorRlwer <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />4M 6INEl (0005) Page is of 15 Form 3028 1101 <br />It <br />c01e11e fefnscRiao <br />