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200208977 <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC <br />Lender is a CORPORATION <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />Lender's address Is P.O. BOX 5137, DES MOINES, IA 503065137 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is JOHN S. XATELMAN, ESQ. <br />10855 WEST DODGE RD, SUITE 240, OMAHA, HE 68145 <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 19, 2002 <br />The Note states that Borrower owes Lender TWO HUNDRED FORTY THOUSAND AND 00 /100 <br />Dollars <br />(U.S. $ * ** *240, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than SEPTEMBER 01, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the None, and all sums due wider this Security Instrument, plus interest. <br />(f) 'Riders" means all Riders to this Security Instrument that arc executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider E] Condominium Rider E:1 Second Home Rider <br />U Balloon Rider F] Planned Unit Development Rider E] 1 -4 Family Rider <br />= VA Rider 0 Biweekly Payment Rider 0 Others) [specify] <br />(D "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organiralinn. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account Such term includes, but is not limited to, point -of -sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(A4) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: '(i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any pan of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, Or default on, <br />the Iran. <br />moo P=e= r ns <br />se " i"Il ij ;. <br />40 -6(NE) Form3028 1101 <br />® ` J <br />