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<br />FHA ca.. Ho.
<br />State of Nebraska DEED OF TRUST 321 - 2218084 703 ,—
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on August 23rd 2002
<br />The trustor is LAURIE A. OCA_N_A_ AND JOSE G. OCANA LAU . AS WIFE AND HUSBAND
<br />( "Borrower ").
<br />The trustee is COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK
<br />('Trustee").
<br />The beneficiary is Communi Mortgage Company
<br />which is organized and existing under the laws of the State of Nebraska and whose address is
<br />P.O. Box 6577 Lincoln NE 68506 - 0577_— ('Lender ").
<br />Borrower owes Lender the principal sum of Sixty Nine Thousand Three Hundred and 00/100 _
<br />Dollars (U.S. b 69.300.00 ). This debt is evidenced by Borrowers note
<br />dated the same date as this Security Instrument ( "Note"), which provides for monthly payments, with the full debt, if not paid
<br />earlier, due and payable on September 1 2032 . This Security Instrument secures to Lender: (a) the repayment
<br />of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of
<br />all Other sums, with Interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Bonowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />Irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALL County; Nebraska:
<br />THE SOUTHERLY FIVE (5) FEET OF LOT TEN (10) AND ALL OF LOT ELEVEN (11) AND THE
<br />NORTHERLY TWENTY -THREE (23) FEET OF LOT TWELVE (12) IN BELMONT ADDITION TO THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 504 RUBY AVENUE GRAND ISLAND
<br />Isne.,l ]awl.
<br />NE - 68803 ( "Properly Address ");
<br />lsm1J [zip Sells]
<br />TOGETHER WITH all the Improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />hoops. new or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All
<br />of the foregoing is referred to in this Security Instrument as the " PrOperty".
<br />BORROWER COVENANTS that Borrower Is lawfully sewed of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br />defend generally the his to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest
<br />On, the debt evidenced by the Note and late charges due under the Note.
<br />2. Monthly Payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly
<br />payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special
<br />assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property. and (c)
<br />premiums for insurance required under Paragraph 4. In any year in which the Lender must pay a mortgage Insurance premium to
<br />the Secretary of Housing and Urban Development ( "Secretary"), or in any year in which such premium would have been required
<br />if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual mortgage
<br />insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage Insurance premium A
<br />this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the
<br />monthly charge by the Secretary, these Items are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br />Funds. "� O
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<br />[space Amra This IIts m, R.co,dms Data]
<br />FHA ca.. Ho.
<br />State of Nebraska DEED OF TRUST 321 - 2218084 703 ,—
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on August 23rd 2002
<br />The trustor is LAURIE A. OCA_N_A_ AND JOSE G. OCANA LAU . AS WIFE AND HUSBAND
<br />( "Borrower ").
<br />The trustee is COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK
<br />('Trustee").
<br />The beneficiary is Communi Mortgage Company
<br />which is organized and existing under the laws of the State of Nebraska and whose address is
<br />P.O. Box 6577 Lincoln NE 68506 - 0577_— ('Lender ").
<br />Borrower owes Lender the principal sum of Sixty Nine Thousand Three Hundred and 00/100 _
<br />Dollars (U.S. b 69.300.00 ). This debt is evidenced by Borrowers note
<br />dated the same date as this Security Instrument ( "Note"), which provides for monthly payments, with the full debt, if not paid
<br />earlier, due and payable on September 1 2032 . This Security Instrument secures to Lender: (a) the repayment
<br />of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of
<br />all Other sums, with Interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Bonowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />Irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALL County; Nebraska:
<br />THE SOUTHERLY FIVE (5) FEET OF LOT TEN (10) AND ALL OF LOT ELEVEN (11) AND THE
<br />NORTHERLY TWENTY -THREE (23) FEET OF LOT TWELVE (12) IN BELMONT ADDITION TO THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 504 RUBY AVENUE GRAND ISLAND
<br />Isne.,l ]awl.
<br />NE - 68803 ( "Properly Address ");
<br />lsm1J [zip Sells]
<br />TOGETHER WITH all the Improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />hoops. new or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All
<br />of the foregoing is referred to in this Security Instrument as the " PrOperty".
<br />BORROWER COVENANTS that Borrower Is lawfully sewed of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br />defend generally the his to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest
<br />On, the debt evidenced by the Note and late charges due under the Note.
<br />2. Monthly Payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly
<br />payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special
<br />assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property. and (c)
<br />premiums for insurance required under Paragraph 4. In any year in which the Lender must pay a mortgage Insurance premium to
<br />the Secretary of Housing and Urban Development ( "Secretary"), or in any year in which such premium would have been required
<br />if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual mortgage
<br />insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage Insurance premium A
<br />this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the
<br />monthly charge by the Secretary, these Items are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br />Funds. "� O
<br />Ffil1 aLMD (2Fun hail. 1 cl 5
<br />Biro
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