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200208943 (0) "Periodic Payment" means fie regularly scheduled amount due for (i) principal and interest under the Nate, plus (it) any amounts under Section 3 of this Security Instrument, (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 or seq.) and its implementing regulation. Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the sortie subject matter. As used in this Seemiry Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan' under RESPA. (Q) "Successor in Interest of Harrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Insmtment. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instru lent secures to Lender fit the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (if) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall IT) ee of Retooling looi dlcunnl [Name of Recording Jurisdiction] THE NEST ONE HUNDRED THIRTY(130)FEET OF LOT FOURTEEN(14) AND THE WEST ONE HUNDRED THIRTY FEET(130)FEET OF THE SOUTH NINETEEN AND EIGHTY -EIGHT HUNDREDS (19.88)FEET OF LOT THIRTEEN(13)LANBERT'S SUBDIVISION IN THE CITY OF GRAND ISLAND,HALL COUNTY,NEBRASI(A Parcel ID Number: which currently has We address of 413 NORTH CONGDON AVENUE IStreerl GRAND ISLAND [City], Nebraska 68801 IZip code] ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property_ All replacements and additions shall also be covered by this Security Insnannent. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed arid has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record- Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.�//Jf'/J �fi(NE) imon rs•s "its s / Form 3038 VO]