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200208931 <br />(C) "Lender" is Convnercial Federal Mortgage Corp <br />Lender is a corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 13220 California St, Omaha, NE 68154 <br />(D) "Trustee" is Comasercial Federal Bank, a Federal Savings Bank <br />(F.) "MERE" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, let. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated August 20 , 2002 <br />The Note states that Borrower owes Lender Thirty Five Thousand Four Hundred And <br />Zero /100 Dollars <br />(U.S. $35,400.00 ) plus interest. Borrower has prormsed to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than September o 1, 2017 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />Hit "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to he executed by Borrower [check box as applicable]: <br />L-1 Adjustable Rate Rider L1 Condominium Rider 7] Second Home Rider <br />O Balloon Rider E-1 Planned Unit Development Rider 1-4 Family Rider <br />VA Rider El Biweekly Payment Rider El Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state mid local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(K) "Community Association Dues, Nees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution In debit <br />or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(M) "Escrow Items" means those items that are de3nrlbcrl in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award or darnages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) fur: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or Omissions aS to, the <br />value and /or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. / <br />17096290 1n1e4�` 17096290 <br />®- 6AINE1 t000s o1 1 Form 3028 1101 <br />