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200208928 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. ) <br />Witnesses: <br />- Burrower <br />- Borrower <br />Borrower <br />✓' � � (Seal) <br />LEY M OOL - Borrower <br />n^ � <br />(Seal) <br />LISA M KOOL - Borrower <br />Borrower <br />-BVrroWer <br />- Bnrrower <br />STATE OF NEBRASKA, FALL County ss: <br />The foregoing instrument was acknowledged before me this 23rd day of August <br />2002 ,by BBAOLEY M KOOL, LISA M KOOL , husband and wife <br />Witness my hand and notarial seal at GBHNO ISLAND NE in said <br />County, the date aforesaid. <br />My Commission Expires: January 30, 2004 / <br />mkNotary Public off// <br />GENERAL NOTARY -State of Nebrash <br />DC5RA J. KOZAK <br />My Cemm. cp. Jan. 34 20, <br />Mt4BtNE1.ssoaros Page a or e <br />