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200208870 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />CLIN A BR IN borrower <br />Seal) <br />ARLENRISBIN - Borrower <br />(Seal) (Seal) <br />— - -- -- <br />- Borrower - - -Borrower <br />(Seal) (Seal) <br />--Borrower - - _-Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Initials: <br />4W(NE) l000sl Page 14 of 15 �' Form 3028 I /01 <br />