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DEED OF TRUST <br />THIS DEED OF TRUST is made this 14th day of August 2002 among the Trustor, \.S\ <br />JAMES E PEDERSON A SINGLE PERSON <br />(herein "Borrower "), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LOT 8, BLOCK 16, ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND <br />HALL COUNTY, NEBRASKA. <br />which has the address of 2707 W DIVISION ST GRAND ISLAND <br />Nebraska 68803 (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/14/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 11, 511.78 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 08/19/2009 ; the payment of all other sums,.with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />CJ <br />C7 n <br />O <br />N <br />O -4 <br />� c <br />m <br />co <br />-n <br />N <br />C� <br />O <br />Cotes <br />.-o <br />M <br />n <br />lip` <br />b <br />r <br />it <br />CO <br />Z <br />�,' �� <br />r <br />T <br />m <br />r) <br />(A <br />cc <br />M <br />N <br />.�� <br />_N <br />cc <br />5 <br />After recording return to: <br />CITIFINANCIAL, INC. <br />(MD) <br />3415 WEST STATE STREET <br />GRAND ISLAND NE <br />68803 <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this 14th day of August 2002 among the Trustor, \.S\ <br />JAMES E PEDERSON A SINGLE PERSON <br />(herein "Borrower "), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LOT 8, BLOCK 16, ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND <br />HALL COUNTY, NEBRASKA. <br />which has the address of 2707 W DIVISION ST GRAND ISLAND <br />Nebraska 68803 (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/14/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 11, 511.78 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 08/19/2009 ; the payment of all other sums,.with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />