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[Space Above This Line For Recording Data] \y \ DEED OF TRUST DEFINITIONS Words used in mualple sections of this tlocument are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document. which is dated August 16th 2002 _ together with all Riders to this document. (B) 'Borrower" is DAVID J. HALPINE AND PATRICE L HALPINE AS HUSBAND AND WIFE Borrower Is the trustor under this Security Instrument. (C) "Lender" is Community Mortgage Company Lender is a Corporation _ organized and existing under the laws of the Stale of Nebraska Lender's address Is P.O. Box 6577 Lincoln NE 68506 -0577 __ Lender is the beneficiary under this Security Instrument. (D) 'Trustee" is COLUMBUS FEDERAL SAVINGS BANK 1371 26TH AVE COLUMBUS NE 68601. (E) "Note" means the promissory note signed by Borrower and dated AUguSt 16th 2002 The Note stales that Borrower owes Lender _, Seventy Six Thousand One Hundred Fifty and 00/100 Dollars (U.S. $ 76 150.00 ) plus Interest. Borrower has promised to pay this debt In regular Periodic Payments and to pay the debt in full not later than September 1. 2032 (F) "Property" means the property that Is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applbablel: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Balloon Rider ® Planned Unit Development Rider ❑ 1.4 Family Rider ❑ Biweekly Payment Rider ❑ Second Home Rider ❑ Other(s) [specify] _ (1) "Applicable Law" means an controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means an dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners assocla Ion or similar organization. NEBRASKA si "gm Fzmi, Farm* Mae /Freddie Mac UNIFORM INSTRUMENT Form Fl6585.LMG (11100) 1 m n x D T rn to ry ry > Z n 2 n co m ;iA m ca w tl N � n M to [Space Above This Line For Recording Data] \y \ DEED OF TRUST DEFINITIONS Words used in mualple sections of this tlocument are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document. which is dated August 16th 2002 _ together with all Riders to this document. (B) 'Borrower" is DAVID J. HALPINE AND PATRICE L HALPINE AS HUSBAND AND WIFE Borrower Is the trustor under this Security Instrument. (C) "Lender" is Community Mortgage Company Lender is a Corporation _ organized and existing under the laws of the Stale of Nebraska Lender's address Is P.O. Box 6577 Lincoln NE 68506 -0577 __ Lender is the beneficiary under this Security Instrument. (D) 'Trustee" is COLUMBUS FEDERAL SAVINGS BANK 1371 26TH AVE COLUMBUS NE 68601. (E) "Note" means the promissory note signed by Borrower and dated AUguSt 16th 2002 The Note stales that Borrower owes Lender _, Seventy Six Thousand One Hundred Fifty and 00/100 Dollars (U.S. $ 76 150.00 ) plus Interest. Borrower has promised to pay this debt In regular Periodic Payments and to pay the debt in full not later than September 1. 2032 (F) "Property" means the property that Is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applbablel: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Balloon Rider ® Planned Unit Development Rider ❑ 1.4 Family Rider ❑ Biweekly Payment Rider ❑ Second Home Rider ❑ Other(s) [specify] _ (1) "Applicable Law" means an controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means an dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners assocla Ion or similar organization. NEBRASKA si "gm Fzmi, Farm* Mae /Freddie Mac UNIFORM INSTRUMENT Form Fl6585.LMG (11100)