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20020868E <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />DON CM - Barrawer <br />Lam_ (fir t (Seal) <br />ANITA BETH MEYER - Borrower <br />(Seal) (Seal) <br />Borrower - Bnrmwer <br />(Seal) _ _ (Seal) <br />Borrower - Borrower <br />(Seal) _ _ (Seal) <br />- Harrower - Harrower <br />M-ME) i000si or ., ra or m Form 3028 1101 <br />