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20020SC38 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seat) <br />RA ONb G MSHHR - Borrower <br />HATHRY E AHSHER - Bnrmwer <br />(Seal) <br />Borrower <br />(Seal) _ _ _. (Seal) <br />- BOnower - Harrower <br />_ (Seat) _. - (Seal) <br />- Borrower - Borrower <br />m-61NE) m...c.or Faye ra or is Form 3026 1/01 <br />