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200208628 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Rnrtnwer <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />aorrower <br />�I /-Y1�f•<1A-ti.i J4�� (Seal) <br />ROBERT FERGUSON U - Borrower <br />MARILYN R fERGUGON - Borrower <br />(Seal) <br />- Rnrmwer <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />aorr�wer <br />114— 3835 <br />(M I wens Form3026 1101 <br />�61NE1 i000m LY214 <br />