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200208552 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />®mfi(HE) (M5) <br />_ _ �__ _ _ (Seal) <br />MARK A I#LLER - Borrower <br />/ a <br />(Seal) <br />RENEE J MILLER - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Initials^' I ` /em <br />Page 14 of 15 Form 3028 1101 <br />E <br />