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200208551 <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenors and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrnwei <br />(Seal) <br />JOO R WARDYN r - BOrrowor <br />(Seal) <br />DENISE WARDYN0 - Borrower <br />_ (Seal) <br />Borrowor <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229172 <br />® <br />GIBE) toow Pa 14 of 15 Form 3028 1101 <br />