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200208502 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Borrower <br />Borrower <br />Borrower <br />(Seal) <br />e nif A. Galvan Borrower <br />Below This Line For Acknowledgment <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this August 6, 2002 <br />by Timothy J. Galvan and Jennifer A. Galvan, Husband and Wife <br />Signature of Person taking acknow d ment) Devra McElroy <br />(Title or rank) ��(1(�1.� t� «i <br />(Serial Number, if any) r ff11EM NOTARY- StoofftraM <br />wfflfttw My Cmnm. E>P. A; 25, 2005 <br />(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DO( ­11 NEI' (Page 12 of 12 pages) <br />DO UINECVTX 02/22/2000 <br />M <br />