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200208474 (D) "'I'rustee"is FIRST AHERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated July 29, 2002 The Note states that Borrower owes Lender one hundred forty nine thousand three hundred and ND /100ths Dollars (U.S. S 149,300.00 ) plus interest_ Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August 1, 2017 - (F) "Property" means the property that is described below tinder the heading "I ransfer of Fights in the Property." (0) "Loan" means the debt evidenced by the Nine, plus interest, any prepayment charges and late charges due under the Note, and rill sums due under this Security fustrurnenl, plus interest (IT) "Riders" mews all Riders to this Security Irish unreal that are executed by Borrower_ The following Riders are to be executed by Borrower /check box as applicable): ❑ Adjustable Rate Rider ® Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider ❑ 1 -4 Family Rider ❑ Revocable Trost Rider ❑ Othei(s) (specllyJ (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and admimahative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, tees, assessments acrd other changes that are imposed on Borrower or the Property by a condominium association, homeowners association or similar orgwrizatiou. (K) "Electronic Funds 'transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account_ Such term includes, but is not limited to, pointaf -sate transfers, automated teller machine transactions, transfers initiated by telephones wire transfers, and automated clearinghouse transfers_ (L) "Escrow Items" means Nose items that are described in Section '3 (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any thud Party (other than insurance proceeds paid rmder the coverages described in Section 5) for (i) damage to, or deslmctim of, the Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation, or (iv) misrepresentations of, or omissions as N, the value and/or condition of the Property_ (N) "Mortgage Insurance" means insurance prutecti ng Lender against the nonpayment of or default on, the Low. (0) "Periodic Payment° mums the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any mnuunts undci Section 3 of this Security Instrument. (P) "RESPA" means llue Real Estate Settlement Procedures Act (12 U.S.C. §2601 or seq.) and its implementing regulation, Regulation X (24 C R_ Part 3500), as they ought be amended from tune to time, or my additional or successor legislation or regulation that govems the same subject ntatter. As used In this Security Instrument, "RESPA" refers to all requirements and restrictions that we unposed in regard to a `federally related mollgage loan" evert if the Loan does not quilify as a `federally related nsrLLgage loan° wider RESPA. Loan No: 1735183 Nebraska Dcnl of irusbSnPle FaMly- Fannie Mis Fredaic Mac UNIFURIDI INSf RUMEN I' Fur .. 3028 War —1 'of COMPLIANCB90URCH INC. Page 2of12 oaiuise...