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THIS DEED OF TRUST is dated August 8, 2002, among LAURA J JOHNSON, whose address is 1146 S VINE <br />ST, GRAND ISLAND, NE 68801 -8061 ( "Trustor "); Five Points Bank, whose address is "Your Hometown <br />Bank ". 2015 N. Broadwell, P.O. Box 1507, Grand Island, NE 68802 -1507 (referred to below sometimes as <br />"Lender" and sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand <br />Island, NE 68802 -1507 (referred to below as "Trustee "). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of <br />Lender as Beneficiary, all of Trustor 'a right, title, and interest in and to the following described real property, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water <br />rights and ditch rights (Including stock in utilities with ditch or irrigation rights); and all other rights; royalties, and profits relating to the real <br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL <br />County, State of Nebraska: <br />LOT FIVE (5). FRACTIONAL BLOCK SIX (6), WOODBINE ADDITION TO THE CITY OF GRAND ISLAND, <br />HALL COUNTY. NEBRASKA. <br />The Real Property or its address is commonly known as 2023 W DIVISION ST, GRAND ISLAND, NE 68803 <br />CROSS- COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest <br />thereon, of Trustor to Lender, or any one o r of them, a well a all claims by Lender against Trustor or any one o of them, <br />whether n e xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, <br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor <br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether <br />recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay <br />such amounts may be or hereafter may become otherwise unenforceable. <br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all <br />future amounts Lender in Its discretion may loan to Trustor, together with all interest thereon; however, in no event shall such future <br />advances (excluding interest) exceed in the aggregate 570,000.00. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all <br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial <br />Code security interest in the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT Or RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL <br />PROPERTY. IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS <br />UNDER THE NOTE, THE RELATED DOCUMENTS. AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE <br />FOLLOWING TERMS: <br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by <br />this Deed of Trust as they become due, and shall strictly and In a timely manner perform all of Trustor's obligations under the Note, this <br />Dead of Trust, and the Related Documents. <br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be <br />governed by the following provisions: <br />Possession and Use. Until the occurrence of an Event of Default, Trustor may 111 remain in possession and control of the Property; <br />n <br />a <br />c <br />n i <br />4 <br />i <br />a <br />o <br />p \ <br />�, <br />i <br />cv <br />ice <br />—ni <br />fl <br />�T <br />;r <br />ne <br />rn <br />M <br />ca <br />a< <br />_y <br />WHEN RECORDED MAIL TO: <br />Five Points Bank <br />(n <br />vi <br />"Your Hometown Ban <br />Nk" <br />2015 N. Broedwall'' <br />P.O. Box 150] <br />Grand Island NE 68802 -1507 <br />FOR <br />RECORDER'S <br />USE ONLY <br />. <br />DEED OF TRUST <br />MAXIMUM LIEN. The lien of this <br />Deed of Trust <br />shall not exceed at any one time $70,000.00. <br />THIS DEED OF TRUST is dated August 8, 2002, among LAURA J JOHNSON, whose address is 1146 S VINE <br />ST, GRAND ISLAND, NE 68801 -8061 ( "Trustor "); Five Points Bank, whose address is "Your Hometown <br />Bank ". 2015 N. Broadwell, P.O. Box 1507, Grand Island, NE 68802 -1507 (referred to below sometimes as <br />"Lender" and sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand <br />Island, NE 68802 -1507 (referred to below as "Trustee "). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of <br />Lender as Beneficiary, all of Trustor 'a right, title, and interest in and to the following described real property, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water <br />rights and ditch rights (Including stock in utilities with ditch or irrigation rights); and all other rights; royalties, and profits relating to the real <br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL <br />County, State of Nebraska: <br />LOT FIVE (5). FRACTIONAL BLOCK SIX (6), WOODBINE ADDITION TO THE CITY OF GRAND ISLAND, <br />HALL COUNTY. NEBRASKA. <br />The Real Property or its address is commonly known as 2023 W DIVISION ST, GRAND ISLAND, NE 68803 <br />CROSS- COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest <br />thereon, of Trustor to Lender, or any one o r of them, a well a all claims by Lender against Trustor or any one o of them, <br />whether n e xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, <br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor <br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether <br />recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay <br />such amounts may be or hereafter may become otherwise unenforceable. <br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all <br />future amounts Lender in Its discretion may loan to Trustor, together with all interest thereon; however, in no event shall such future <br />advances (excluding interest) exceed in the aggregate 570,000.00. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all <br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial <br />Code security interest in the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT Or RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL <br />PROPERTY. IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS <br />UNDER THE NOTE, THE RELATED DOCUMENTS. AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE <br />FOLLOWING TERMS: <br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by <br />this Deed of Trust as they become due, and shall strictly and In a timely manner perform all of Trustor's obligations under the Note, this <br />Dead of Trust, and the Related Documents. <br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be <br />governed by the following provisions: <br />Possession and Use. Until the occurrence of an Event of Default, Trustor may 111 remain in possession and control of the Property; <br />