| THIS DEED OF TRUST is dated August 8, 2002, among LAURA J JOHNSON, whose address is 1146 S VINE 
<br />ST, GRAND ISLAND, NE 68801 -8061 ( "Trustor "); Five Points Bank, whose address is "Your Hometown 
<br />Bank ". 2015 N. Broadwell, P.O. Box 1507, Grand Island, NE 68802 -1507 (referred to below sometimes as 
<br />"Lender" and sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand 
<br />Island, NE 68802 -1507 (referred to below as "Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor 'a right, title, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water 
<br />rights and ditch rights (Including stock in utilities with ditch or irrigation rights); and all other rights; royalties, and profits relating to the real 
<br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL 
<br />County, State of Nebraska: 
<br />LOT FIVE (5). FRACTIONAL BLOCK SIX (6), WOODBINE ADDITION TO THE CITY OF GRAND ISLAND, 
<br />HALL COUNTY. NEBRASKA. 
<br />The Real Property or its address is commonly known as 2023 W DIVISION ST, GRAND ISLAND, NE 68803 
<br />CROSS- COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest 
<br />thereon, of Trustor to Lender, or any one o r of them, a well a all claims by Lender against Trustor or any one o of them, 
<br />whether n e xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, 
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor 
<br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether 
<br />recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay 
<br />such amounts may be or hereafter may become otherwise unenforceable. 
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all 
<br />future amounts Lender in Its discretion may loan to Trustor, together with all interest thereon; however, in no event shall such future 
<br />advances (excluding interest) exceed in the aggregate 570,000.00. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all 
<br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial 
<br />Code security interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT Or RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY. IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS 
<br />UNDER THE NOTE, THE RELATED DOCUMENTS. AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by 
<br />this Deed of Trust as they become due, and shall strictly and In a timely manner perform all of Trustor's obligations under the Note, this 
<br />Dead of Trust, and the Related Documents. 
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be 
<br />governed by the following provisions: 
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may 111 remain in possession and control of the Property; 
<br />n 
<br />a 
<br />c 
<br />n i 
<br />4 
<br />i 
<br />a 
<br />o 
<br />p \ 
<br />�, 
<br />i 
<br />cv 
<br />ice 
<br />—ni 
<br />fl 
<br />�T 
<br />;r 
<br />ne 
<br />rn 
<br />M 
<br />ca 
<br />a< 
<br />_y 
<br />WHEN RECORDED MAIL TO: 
<br />Five Points Bank 
<br />(n 
<br />vi 
<br />"Your Hometown Ban 
<br />Nk" 
<br />2015 N. Broedwall'' 
<br />P.O. Box 150] 
<br />Grand Island NE 68802 -1507 
<br />FOR 
<br />RECORDER'S 
<br />USE ONLY 
<br />. 
<br />DEED OF TRUST 
<br />MAXIMUM LIEN. The lien of this 
<br />Deed of Trust 
<br />shall not exceed at any one time $70,000.00. 
<br />THIS DEED OF TRUST is dated August 8, 2002, among LAURA J JOHNSON, whose address is 1146 S VINE 
<br />ST, GRAND ISLAND, NE 68801 -8061 ( "Trustor "); Five Points Bank, whose address is "Your Hometown 
<br />Bank ". 2015 N. Broadwell, P.O. Box 1507, Grand Island, NE 68802 -1507 (referred to below sometimes as 
<br />"Lender" and sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand 
<br />Island, NE 68802 -1507 (referred to below as "Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor 'a right, title, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water 
<br />rights and ditch rights (Including stock in utilities with ditch or irrigation rights); and all other rights; royalties, and profits relating to the real 
<br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL 
<br />County, State of Nebraska: 
<br />LOT FIVE (5). FRACTIONAL BLOCK SIX (6), WOODBINE ADDITION TO THE CITY OF GRAND ISLAND, 
<br />HALL COUNTY. NEBRASKA. 
<br />The Real Property or its address is commonly known as 2023 W DIVISION ST, GRAND ISLAND, NE 68803 
<br />CROSS- COLLATERALIZATION. In addition to the Note, this Decd of Trust secures all obligations, debts and liabilities, plus interest 
<br />thereon, of Trustor to Lender, or any one o r of them, a well a all claims by Lender against Trustor or any one o of them, 
<br />whether n e xisting or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, 
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor 
<br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether 
<br />recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay 
<br />such amounts may be or hereafter may become otherwise unenforceable. 
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all 
<br />future amounts Lender in Its discretion may loan to Trustor, together with all interest thereon; however, in no event shall such future 
<br />advances (excluding interest) exceed in the aggregate 570,000.00. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all 
<br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial 
<br />Code security interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT Or RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY. IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS 
<br />UNDER THE NOTE, THE RELATED DOCUMENTS. AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by 
<br />this Deed of Trust as they become due, and shall strictly and In a timely manner perform all of Trustor's obligations under the Note, this 
<br />Dead of Trust, and the Related Documents. 
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be 
<br />governed by the following provisions: 
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may 111 remain in possession and control of the Property; 
<br /> |