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m = D <br />= n Z x T <br />n = to <br />After Recording Return To: <br />HERITAGE BANK <br />110 R 9TH STREET <br />WOOD RIVER, NEBRASKA 68883 <br />[Space Above This Line For Recording Data] <br />DF,FD OF TRUST <br />DEFINITIONS <br />Loan Number: 055999397 <br />Words used in multiple sections of this document are defined below and usher words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is data] AUGUST 7 12002 <br />together with all Riders to this document. <br />(B) "Borrower" is TIMOTHY L. MARKER AND ANDREA L. MARKER HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lendei'saddressis 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instmmenl. <br />(D) "Tr ustee "is HERITAGE BANK, 17.0 E 9TII STREET, WOOD RIVER, NEBRASKA <br />68883 <br />(E) "Note" means the promissory note signed by Rorrower and dated AUGUST 7 2002 . <br />The Note states that Borrower owes Lender NINETY FOUR THOUSAND AND 00/100 <br />Dollars (U.S. $ 91, 000 . 00 ) plus merest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 1, 2032 - <br />(F) "Property" means theproperty that isdescribed below under the heading" Transrcrul Rights in the Property." <br />(G) " Loan" means the debt evidenced bythe Note, plus interest, any prepayment charges and late charges due under <br />the Note, and sll sums due under this Security Instrument, plus interest. <br />Nana 3028 1 Single FamIIV- Fannie Mae.IFreddie. Mac UNIFORM INSTRUMENT <br />13 ENT <br />Fe OoeMag/eGTxtiws� ewrcavoer;a <br />nn 3028 1/01 Page 1 of 13 w. AOClllag %GCOIII <br />v <br />o <br />C <br />ICU <br />� <br />p <br />m <br />m <br />L <br />\\ <br />� <br />~ <br />[D <br />co <br />v <br />N <br />O <br />Loan Number: 055999397 <br />Words used in multiple sections of this document are defined below and usher words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is data] AUGUST 7 12002 <br />together with all Riders to this document. <br />(B) "Borrower" is TIMOTHY L. MARKER AND ANDREA L. MARKER HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lendei'saddressis 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instmmenl. <br />(D) "Tr ustee "is HERITAGE BANK, 17.0 E 9TII STREET, WOOD RIVER, NEBRASKA <br />68883 <br />(E) "Note" means the promissory note signed by Rorrower and dated AUGUST 7 2002 . <br />The Note states that Borrower owes Lender NINETY FOUR THOUSAND AND 00/100 <br />Dollars (U.S. $ 91, 000 . 00 ) plus merest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 1, 2032 - <br />(F) "Property" means theproperty that isdescribed below under the heading" Transrcrul Rights in the Property." <br />(G) " Loan" means the debt evidenced bythe Note, plus interest, any prepayment charges and late charges due under <br />the Note, and sll sums due under this Security Instrument, plus interest. <br />Nana 3028 1 Single FamIIV- Fannie Mae.IFreddie. Mac UNIFORM INSTRUMENT <br />13 ENT <br />Fe OoeMag/eGTxtiws� ewrcavoer;a <br />nn 3028 1/01 Page 1 of 13 w. AOClllag %GCOIII <br />