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NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />7, Acceleration; Remedies. [See instructions for state specific language] 200208414 <br />[The following language is mandatory in all cases.] If the Lender's interest in this Security Instrument is held <br />by the Secretary and the Secretary requires immediate payment in full under the Paragraph 7 of the Subordinate <br />Note, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure <br />Act of 1994 ("Act') (12 U.S.C. 3751 et seMt .) by requesting a foreclosure commissioner designated under the Act to <br />commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall <br />deprive the Secretary of any rights otherwise available to a Lender under this paragraph or applicable law. <br />[Add any state- specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any ridcr(s) executed by Borrower and recorded with it. <br />Witnesses: <br />a4-4 i;- (SEAL) <br />Andrew J. Walters <br />SLt). 0 (SEAL) <br />Sherri A. Walters <br />STATE OF N Gtu j ai k.A— County ss: Hall <br />On this 30 day of < J u I4 , 2002, before me personally appeared <br />Andrew J. Walters and Sherri A. Walters, person(s) to me known to be the persons) described in and who <br />executed the foregoing instrument, and acknowledged that HE/SHE executed the same as HIS/HER free act and <br />deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the COUNTY <br />and State aforesaid, the day and year first above writum. <br />My Tenn Expires: <br />Public <br />GEMjE NI I Mohr <br />14 Cwa GwrvFE Sttle E <br />k>y u. Erp. 9spt• <br />Page 3 of 3 <br />