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DEBTOR NAME AND ADDRESS LENDER NAME AND ADDRESS LOAN DESCRD'TION <br />T & R ORNWALL, INC. Heritage Bank <br />308 S CLAUDE ROAD 1333 North Webb Road Nmnber2102149 <br />GRANO ISLAND, NE 68803 P.O. Box 5138 Amount$ 60,000.00 <br />Grand Island, NE 68802 Date08 -01 -2002 <br />(Loan) <br />❑ If checked, refer to the atwched Addeudwn iacorpormed herein for additional Debtors and their signm., <br />Small Business Administration 200208260 <br />Lien Instrument Addendum <br />This Small Business Administration Lien Instrument Addendum (Addendum) is incorporated into, amends and supplements <br />the terms of the DEED OF TRUST (Lien Instrument) dated DS- 012002 between the Debtor and <br />Lender, which secures a Loan from Lender to T & R DRYWALL INC. <br />This Addendum is executed for the purpose of including additional terms required by the Small Business Administration. <br />Where inconsistent with the terms of the Lien Instrument, the terms of this Addendum shall prevail. <br />SBA GUARANTIED LOAN. The Loan secured by this lien was made under a United States Small Business <br />Administration (SBA) nationwide program which uses tax dollars to assist small business owners. If the United States is <br />seeking to enforce this document, then under SBA regulations: <br />a) When SBA is the holder of the Note, this document and all documents evidencing or securing this Loan will be <br />construed in accordance with federal law. <br />to Lender or SBA may use local or state procedures for purposes such as filing papers, recording documents, giving <br />notice, foreclosing liens, and other purposes. By using these procedures, SBA does not waive any federal immunity <br />from local or state control, penalty, tax or liability. No Borrower, Debtor or Guarantor may claim or assert against SBA <br />any local or stale law to deny any obligation of Borrower, or defeat any claim of SBA with respect to this Loan. <br />Any clause in this document requiring arbitration is not enforceable when SBA is the holder of the Note secured by this <br />instrument. <br />SIGNATURES. By signing, Debtor agrees to the terms contained in able Addeedlrm, and acknowledges receipt of a copy of this Addendum. <br />DEBTOR: LENDER: <br />T $r DRYWALL, INC. Hm {stage Bank <br />DAVID L. K N�NLL <br />P Tom Corkle <br />PRESIDENT cn+-•� <br />Vice President <br />SMALL BUnSINESS ADMINISTRATION LIEN INSTRUMENT ADDENDUM <br />f5,15&� y'il1oo3 tlanke,a S,N— 111, $1 Cloutl, MN 1—'SA- rn 1 /111N1 <br />