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DEBTOR NAME AND ADDRESS <br />TERRY G. MUIR and RITA E. MUIR <br />311 COMMANCHE AVENUE <br />GRAND ISLAND, NE 68803 <br />❑ If checked, refer to the attached Addendum <br />LENDER NAME AND ADDRESS <br />Heritage Bank <br />1333 North Webb Road <br />P.O. Box 5138 <br />Grand Island, NE 68802 <br />herein for additional Debtors and their <br />LOAN DESCRIPTION <br />Number2102149 <br />Amount $ 20.000.00 <br />DateO8.01.2002 <br />(Loan) <br />Small Business Administration 200208250 <br />Lien Instrument Addendum <br />This Small Business Administration Lien Instrument Addendum (Addendum) is incorporated into, amends and supplements <br />the terms of the DEED OF TRUST (Lien Instrument) dated 08.01 -2002 between the Debtor and <br />Lender, which secures a Loan from Lender to TERRY G. MUIR: RITA E. MUIR <br />This Addendum is executed for the purpose of including additional terms required by the Small Business Administration. <br />Where inconsistent with the terms of the Lien Instrument, the terms of this Addendum shall prevail. <br />SBA GUARANTIED LOAN. The Loan secured by this lien was made under a United States Small Business <br />Administration (SBA) nationwide program which uses tax dollars to assist small business owners. If the United States is <br />seeking to enforce this document, then under SBA regulations: <br />a) When SBA is the holder of the Note, this document and all documents evidencing or securing this Loan will be <br />construed in accordance with federal law. <br />b) Lender or SBA may use local or state procedures for purposes such as filing papers, recording documents, giving <br />notice, foreclosing liens, and other purposes. By using these procedures, SBA does not waive any federal immunity <br />from local or state control, penalty, tax or liability. No Borrower, Debtor or Guarantor may claim or assert against SBA <br />any local or state law to deny any obligation of Borrower, or defeat any claim of SBA with respect to this Loan. <br />Any clause in this document requiring arbitration is not enforceable when SBA is the holder of the Note secured by this <br />instrument. <br />SIGNATURES. By signing, Debtor agrees to the terms contained in <br />DEBTOR: <br />TERRYX. MUIR <br />HRH <br />SMALL BUSINESS �BU�SINESS ADMINISTRATION LIEN INSTRUMENT ADDENDUM <br />c <br />�--^ g © 2002 Bankers Systems, Inc., St. Cl..d, MN Form SBA -ADD 1/7/2002 <br />and acknowledges receipt of a copy of this Addendum. <br />LENDER: <br />Heritage Bank <br />Tom &oMe <br />Vice President <br />I <br />