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USP2.GBF <br />200208196 <br />IN WITNESS WHEREOF, the Borrower has executed this Rider on the 2-( day of J w� 2 <br />Borrower Date <br />Borrower Date <br />gQzr6wer Date <br />PAMELA DA146eSON <br />Borrower Date <br />Borrower Date <br />MULTISTATE PREPAYMENT RIDER 1 /01 <br />D.M aym , am. (800) 649-1362 Page 2 of 2 <br />s w <br />