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PARTIES: This Deed of Trust is made na 07/24/2002 among, the Grantor, TERESA SPOTANSKI AND MARK A SPOTANSKI WIFE AND
<br />HUSBAND AND RUSSELL ROACH, A SINGLE PERSON ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, list] County, Nebraska (`Truster "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCI A'I']ON OF GRAND ISLAND, a corporation organized aid existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NCBRASK A 68801 ( "Lender').
<br />CONVEVANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and Poture improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, heredinments, privileges and any appurtenances thereunto belonging (all called the
<br />"properly ").
<br />PROPERTY ADDRESS: 923 NORTH WHEELER, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />LOT FIVE (5), BLOCK FIFTEEN (15), RUSSEI, WHEELER'S ADDITION TO THE CITY OF GRND ISLAND,HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hull County, Nebraska.
<br />TITLE: Bon owe, ccovenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated hcrcin. Secured debt, as used in this deed oftrust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dales thereof,):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 07/24/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the some extent as ifmade on the date of this deed oftrust is executed.
<br />❑ Revolving line ofe,edit agreement dated , with initial annual interest rate of 95
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />The above obligation is due and payable on January 20, 2003 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $38,739110, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftmst, with interest on such disbursements.
<br />Variable Rate: The interest rate on the obligation secured by this deed oftrust may vary according to the terms of that obligation.
<br />F-I A copy ofthe loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT' OF RENTS
<br />LFNIGNA, ION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead idttached to this deed of trust and made a part hereof has
<br />F-1 been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof.
<br />SIGNATURES: By signing below, Nor older agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and to any rid escribe rKole si n fd by brrower.
<br />TE ESA POTA // L —iJ RUSSELL ROACH
<br />ACKNOWLEDGMENT: STATE OF NEBRASK"
<br />The foregoing instrument was acknowledg
<br />By TERESA SPOTANSKI and MARK A
<br />My commission expires:
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<br />DEED OF TRUST
<br />PARTIES: This Deed of Trust is made na 07/24/2002 among, the Grantor, TERESA SPOTANSKI AND MARK A SPOTANSKI WIFE AND
<br />HUSBAND AND RUSSELL ROACH, A SINGLE PERSON ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, list] County, Nebraska (`Truster "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCI A'I']ON OF GRAND ISLAND, a corporation organized aid existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NCBRASK A 68801 ( "Lender').
<br />CONVEVANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and Poture improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, heredinments, privileges and any appurtenances thereunto belonging (all called the
<br />"properly ").
<br />PROPERTY ADDRESS: 923 NORTH WHEELER, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />LOT FIVE (5), BLOCK FIFTEEN (15), RUSSEI, WHEELER'S ADDITION TO THE CITY OF GRND ISLAND,HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hull County, Nebraska.
<br />TITLE: Bon owe, ccovenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated hcrcin. Secured debt, as used in this deed oftrust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dales thereof,):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 07/24/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the some extent as ifmade on the date of this deed oftrust is executed.
<br />❑ Revolving line ofe,edit agreement dated , with initial annual interest rate of 95
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />The above obligation is due and payable on January 20, 2003 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $38,739110, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftmst, with interest on such disbursements.
<br />Variable Rate: The interest rate on the obligation secured by this deed oftrust may vary according to the terms of that obligation.
<br />F-I A copy ofthe loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT' OF RENTS
<br />LFNIGNA, ION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead idttached to this deed of trust and made a part hereof has
<br />F-1 been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof.
<br />SIGNATURES: By signing below, Nor older agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and to any rid escribe rKole si n fd by brrower.
<br />TE ESA POTA // L —iJ RUSSELL ROACH
<br />ACKNOWLEDGMENT: STATE OF NEBRASK"
<br />The foregoing instrument was acknowledg
<br />By TERESA SPOTANSKI and MARK A
<br />My commission expires:
<br />/0
<br />7 G=bVe Jka III I 07
<br />
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