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IJ 200208142 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />In this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STES� N1 A. F08SELMAN eorrewer <br />='�.1�e�Pri'�:�;a�✓<r? Seal) <br />CATNENINE S. FOS MAN Borrower <br />ENE17 R— 1212700 Pape 17 of 18 INli.h FORM 0028 1181 <br />