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200208129 <br />WELLS %,e -Rome Equity Access Line Rider <br />FARGO,.y °H "n -r <br />(Open End Credit with variable rate interest) - <br />This Home Equity Access Lim, Rider is dated 7/19/2002 and is an amendment to the Mortgage or Deed of Treat <br />( "Mortgage') of the same date given by the undersigned ( "Borrower ") to secure Borrower's Hume <br />Equity Access Line Agreement with: <br />WELLS FARGO BANK NEBRASKA, N.A. <br />( "Lender') <br />of the same data covering the property described in the Mortgage and located at: <br />1717 LARIAT LANE. GRAND ISLAND NE 68803 <br />In addition to the covenants and agreements made in the Mortgage, Borrower and Lender further covenant and agree as follows: <br />L The word "Note;' as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br />2 The Note evidences an open end revolving line oferedit agreement between Borrower and Lender The amount stated in the <br />Mortgage as the principal sum of Mc indebtedness is the credit limit f r the line of credit All advances made at any time <br />by Lender in accordance with the terms of the Note, and all interest ou the advances, shall be secured by the Mortgage. <br />However, m no lime shall the principal amount of the indebtedness secured by the Mortgage, not including sums advanced <br />in accordance with the mortgage to protect the smenty of the Mortgage, exceed the staled credit limit for the line of credit <br />3. "I he Note provides for: <br />a variable rate of interest expressed as a daily periodic rate equal to 1/365 of an annual rate of 1.00 % <br />plus the "index Rate." <br />The daily periodic rate may increase if <br />THE HIGHEST PRIME RA'Z'E PUBLISHED IN THE <br />WALL STREET JOi7RNAL'MONEY RATES' TABLE <br />(the `Index Rate') increases. The initial daily periodic rate is 0.015753 %. This corresponds Into annual percentage rate <br />of 5.75 %. The annual perceutage rate will never be more than 18.00 %. The daily periodic rate will be adjusted on the first <br />business day of every month, using the Index Rate in effect on the last business day of the prior month. An increase in the daily <br />periodic rate may increase the monthly payment due. <br />NOTICE: THIS MORTGAGE SECURES CREDIT IN THE AMOUNT OF $30.000.00 <br />LOANS AND ADVANCES UP TO THIS AMOUNT, TOGETHER WITH INTEREST, ARE SENIOR TO INDEBTEDNESS TO <br />OTHER CREDITORS UNDER SUBSEQUENTLY RECORDE R FILED MORTGAGES AND LIENS. <br />7 <br />Barrnwerk s— n GARYLHORNE Co- r «'ssignimre JUDITIIG BORNE <br />OmerBermo ertl other larrowera! <br />signature shrornie <br />W 12713 (6-99- 10379 -J) P2 <br />