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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST is made this _ / day of August, 2002, by
<br />and among DOUGLAS V. VOGEL, a single person, herein referred to
<br />as "Trustor ", whose mailing address is 303 S. Kimball, Grand
<br />Island, Nebraska 68801; BRUCE I. SMITH, Attorney -at -Law,
<br />hereinafter referred to as "Trustee ", whose mailing address is
<br />P.O. Box 790, Grand Island, Nebraska 68802; and LOWELL W. GOODMAN
<br />and MARY L. GOODMAN, husband and wife, as joint tenants with
<br />rights of survivorship, hereinafter referred to as "Beneficiary ",
<br />whose mailing address is 2419 W. Anna, Grand Island, Nebraska
<br />68803 -5828.
<br />For valuable consideration, Trustor irrevocably grants,
<br />transfers, conveys and assigns to Trustee, in trust, with power
<br />of sale, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions of this Deed of Trust, the
<br />Trustor's interest in the following - described property located in
<br />Hall County, Nebraska, to -wit:
<br />The West 104.25 Feet of Lot One (1), Block Eight (8),
<br />Hann's Third Addition to the City of Grand Island, Hall
<br />County, Nebraska,
<br />together with all improvements, fixtures and appurtenances
<br />located thereon or in any way pertaining thereto, and the rents,
<br />issues, profits, reversions and the remainders thereof, including
<br />all such personal property that is attached to the improvements
<br />so as to constitute a fixture, all of which, including replace-
<br />ments and additions thereto, are hereby declared to be a part of
<br />the real estate conveyed in trust hereby, it being agreed that
<br />all of the foregoing shall be hereinafter referred to as the
<br />"Property"
<br />FOR THE PURPOSE OF SECURING:
<br />(a) the payment of indebtedness evidenced by
<br />Trustor's note of even date herewith in the prin-
<br />cipal sum of FORTY THOUSAND AND NO /100 DOLLARS
<br />($40,000.00), together with interest at the rate
<br />provided therein, or the principal and interest on
<br />any future advance not to exceed the total
<br />principal sum initially secured hereby as evi-
<br />denced by promissory notes stating they are se-
<br />cured hereby, and any and all renewals, modifica-
<br />tions and extensions of such notes, both principal
<br />and interest on the notes being payable in accor-
<br />dance with the terms set forth therein, which by
<br />this reference is hereby made a part hereof;
<br />(b) the performance of each agreement and
<br />covenant of Trustor herein contained; and
<br />(c) the payment of any sum or sums of money
<br />which may be hereafter paid or advanced by Benefi-
<br />ciary under the terms of this Deed of Trust, to-
<br />gether with interest thereon at the rate provided
<br />in the note.
<br />To protect the security of this Deed of Trust, Trustor
<br />hereby covenants and agrees as follows:
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