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t i, $ it I -rfr DEED OF TRUST 200208081 <br />Loan No: 774762 (Continuedl Page 8 <br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens provision of this <br />Deed of Trust. <br />Guaranty. The word "Guaranty means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including <br />without limitation a guaranty of all or pert of the Note. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or <br />physical, chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment <br />when improperly used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words <br />"Hazardous Substances" are used in their very broadest sense and include without limitation any and all hazardous or toxic <br />substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Substances" also <br />includes, without limitation, petroleum and petroleum by- products or any traction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on <br />the Real Property, facilities, additions, replacements and other construction on the Real Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest and other amounts, costs and expenses payable under the Note <br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note <br />or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by <br />Trustee or Lender to enforce Trustor'a obligations under this Deed of Trust together with interest on such amounts as provided in this <br />Deed of Trust. <br />Lender. The word "Lender" means Five Points Rank, its successors and assigns. The words "successors or assigns" mean any <br />person or company that acquires any interest in the Nate. <br />Note. The word "Note" means the promissory note dated August 1. 2002, in the original principal amount of $85,000.00 <br />from Truster to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and <br />substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is April 1, 2003. <br />Personal Property. The words "Personal Property" mean ell equipment, fixtures, and other articles of personal property now or <br />hereafter owned by Truster, and now or hereafter attached or affixed to the Reel Property together with all accessions, parts, and <br />additions to, all replacements at, and all substitutions for, any of such property; and together with all proceeds lincluding without <br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Reel Property" mean the real property, Interests and rights, as further described in this Deed of Trust. <br />Related Documents. The wards "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other <br />Instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word "Rants" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived <br />from the Property. <br />Trustee. The word "Trustee" means Five Points Bank, whose address is P.0 Sox 1507, Grand Island, NE 68802 -1507 and any <br />substitute or successor trustees. <br />Truster. The word "Truster" means MONTE J GALVAN and LONI S GALVAN. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br />TRUSTOR <br />XMONTH �: <br />GALVAN. Individually <br />LONI S GALVAN, Individually <br />