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200208073 POWER OFATTORNEY ,_
<br />CITIBANK, FEDERAL SAVINGS BANK (a /Ida CITIBANK, FSB), a Federal savings bank duly constituted, registered
<br />and in existence in accordance with the laws of the United States of America and with offices located In St. Louis,
<br />Missouri, hereby constitutes and appoints CITICORP DfOit'fGAGE, INC. ( °CM1 "), a Delaware corporation, !is true and
<br />lawful Attorney -In -Racy, and in its name, peace and stead and for its use and benefits hereby authorizes the aforesaid
<br />Attorney -In -Fact, and through any officers appointed by the Board of Directors or Executive Committee of CMI to 1
<br />execute and acknowledge in writing or by facsimile stamp or otherwise all documents customarily and reasonably
<br />necessary and appropriate for the tasks described in items (f) through (xi) below. This Power of Attorney is being issued p
<br />in connection with the transfer by the undersigned to CMI of the undersigned's rights anti responsibilities to service d
<br />certain loans (the "Loans "). These Loans are comprised of Mortgages, Deeds of Trust, Deeds to Secure Debt, Co -ops and
<br />other forms of Security Instruments (collectively the "Security Instruments ") and the Notes secured thereby whether held
<br />in the undersigned's portfolio or sold to private, public or agency investors (the "Investors "). If owned by Investors, the
<br />Loans may be in the undersigned's name solely for the purpose of allowing the undersigned to perform its servicing
<br />obligations on behalf of such Investors.
<br />(i) The Substitution of Trustee(s) in Deeds of Trust and /or Deeds to Secure Debt,
<br />(ii) The Satisfaction, Assignment and /or Release of Security Instruments owned by or in the name'ofthe undersigned
<br />and/or the issuance of Deeds of Reconveyance upon payment in full and/or discharge of the Notes secured thereby,
<br />(iii) The Modification and/or Partial Release of Security Instruments,
<br />(iv) The Assumption of Security Instruments and the Notes secured thereby,
<br />(v) The creation, renewal, continuation, amendment and /or cancellation of Financing Statements associated with Co -op
<br />Loans,
<br />(vi) The conveyance by Special and /or General Warranty Deed, Grant Deed or Quitclaim Deed of real and /or personal
<br />properties to the Federal Housing Administration, Department of Housing and Urban Development, Veterans'
<br />Administration, Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Government
<br />National Mortgage Association, mortgage insurer or other individual, association or corporation by naming as grantee
<br />such entity or any specific office and /or office holder of such entity in the form and manner required by any one of the
<br />foregoing,
<br />(vii) The endorsement of all checks, drafts and /or other negotiable instruments made payable to the undersigned,
<br />(viii) The right to collect, forbear, accelerate, initiate suit on and /or foreclose all I.nans,
<br />(ix) The right to sell, transfer, convey or otherwise dispose of the real and /or personal property described in tite Security
<br />Instruments pursuant to foreclosure or other similar proceedings, or upon acquisition of such property,
<br />(x) The assignment and endorsement of Loans in the name of the undersigned to Investors in connection with Loans sold
<br />by the undersigned to such Investors and the preparation and /or execution of such supplemental documentation as may
<br />be required by such Investors, and
<br />(xi) The sale, transfer, exchange, pledge or other conveyance by the undersigned of Loans and/or securities backed by
<br />Loans to Investors.
<br />The undersigned gives to said Attorney -In -Fact full power and authority to do and perform all and every act and thing
<br />and whatsoever is necessary and proper to be done by authority hereof as fully, for all intents and purposes, as it, the
<br />undersigned, might or could do and hereby ratifying and confirming all that said Attorney -In -Fact shall lawfully do or
<br />cause to be done by authority hereof. Third parties without actual notice may rely upon the power granted to said
<br />Attorney -In -Fact under this Power of Attorney and may assume that, upon the exercise of such power, all conditions
<br />precedent to such exercise of power have been satisfied and this Power of Attorney has not been revoked unless an
<br />Instrument of Revocation has been recorded.
<br />IN WITNESS WHEREOF, CITIBANK, FEDERAL SAVINGS BANK has caused these presents to be signed by its Vice
<br />President and be impressed with its association seal on this 17th day of September, 2001 at the association's office in St.
<br />Louis, Missouri, United States of America.
<br />Attest:
<br />4/5
<br />Mie W and
<br />Assistant Secretary
<br />State of Missouri )
<br />) ss.
<br />County of St. Louis )
<br />CITIBANK, FEDERAL SAVINGS BANK
<br />Thomas D. Abut - ` : ---- _
<br />Vice President a �'
<br />(SEALO •• _ y
<br />On this 17th day of September, 2001, before me, a Notary Public in and for said State, personally appeared Thun,a'�"6,(r
<br />Ahart, known to me to be a Vice President of Citibank, Federal Savings Bank and Michael Wind, known to me to be an''
<br />Assistant Secretary of Citibank, Federal Savings Bank, the association that executed the within instrument, and also
<br />known to me to be the persons who executed said instrument on behalf o ai association and acknowledged to me that
<br />such association.Qxecuted th thin (n ent. -
<br />IN WITNESS WH#l#�O We. it td set my hand and afrxed m rficlal sea day ear in this certificate
<br />first above wri�teu. � y
<br />/ Notary Public
<br />GAIL A. P
<br />Notary Public - Notary Notary Seal
<br />State of Missouri
<br />St. Louis Counly
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<br />Prepared by Linda Ferguson
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<br />Attn: Linda Ferguson
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<br />200208073 POWER OFATTORNEY ,_
<br />CITIBANK, FEDERAL SAVINGS BANK (a /Ida CITIBANK, FSB), a Federal savings bank duly constituted, registered
<br />and in existence in accordance with the laws of the United States of America and with offices located In St. Louis,
<br />Missouri, hereby constitutes and appoints CITICORP DfOit'fGAGE, INC. ( °CM1 "), a Delaware corporation, !is true and
<br />lawful Attorney -In -Racy, and in its name, peace and stead and for its use and benefits hereby authorizes the aforesaid
<br />Attorney -In -Fact, and through any officers appointed by the Board of Directors or Executive Committee of CMI to 1
<br />execute and acknowledge in writing or by facsimile stamp or otherwise all documents customarily and reasonably
<br />necessary and appropriate for the tasks described in items (f) through (xi) below. This Power of Attorney is being issued p
<br />in connection with the transfer by the undersigned to CMI of the undersigned's rights anti responsibilities to service d
<br />certain loans (the "Loans "). These Loans are comprised of Mortgages, Deeds of Trust, Deeds to Secure Debt, Co -ops and
<br />other forms of Security Instruments (collectively the "Security Instruments ") and the Notes secured thereby whether held
<br />in the undersigned's portfolio or sold to private, public or agency investors (the "Investors "). If owned by Investors, the
<br />Loans may be in the undersigned's name solely for the purpose of allowing the undersigned to perform its servicing
<br />obligations on behalf of such Investors.
<br />(i) The Substitution of Trustee(s) in Deeds of Trust and /or Deeds to Secure Debt,
<br />(ii) The Satisfaction, Assignment and /or Release of Security Instruments owned by or in the name'ofthe undersigned
<br />and/or the issuance of Deeds of Reconveyance upon payment in full and/or discharge of the Notes secured thereby,
<br />(iii) The Modification and/or Partial Release of Security Instruments,
<br />(iv) The Assumption of Security Instruments and the Notes secured thereby,
<br />(v) The creation, renewal, continuation, amendment and /or cancellation of Financing Statements associated with Co -op
<br />Loans,
<br />(vi) The conveyance by Special and /or General Warranty Deed, Grant Deed or Quitclaim Deed of real and /or personal
<br />properties to the Federal Housing Administration, Department of Housing and Urban Development, Veterans'
<br />Administration, Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Government
<br />National Mortgage Association, mortgage insurer or other individual, association or corporation by naming as grantee
<br />such entity or any specific office and /or office holder of such entity in the form and manner required by any one of the
<br />foregoing,
<br />(vii) The endorsement of all checks, drafts and /or other negotiable instruments made payable to the undersigned,
<br />(viii) The right to collect, forbear, accelerate, initiate suit on and /or foreclose all I.nans,
<br />(ix) The right to sell, transfer, convey or otherwise dispose of the real and /or personal property described in tite Security
<br />Instruments pursuant to foreclosure or other similar proceedings, or upon acquisition of such property,
<br />(x) The assignment and endorsement of Loans in the name of the undersigned to Investors in connection with Loans sold
<br />by the undersigned to such Investors and the preparation and /or execution of such supplemental documentation as may
<br />be required by such Investors, and
<br />(xi) The sale, transfer, exchange, pledge or other conveyance by the undersigned of Loans and/or securities backed by
<br />Loans to Investors.
<br />The undersigned gives to said Attorney -In -Fact full power and authority to do and perform all and every act and thing
<br />and whatsoever is necessary and proper to be done by authority hereof as fully, for all intents and purposes, as it, the
<br />undersigned, might or could do and hereby ratifying and confirming all that said Attorney -In -Fact shall lawfully do or
<br />cause to be done by authority hereof. Third parties without actual notice may rely upon the power granted to said
<br />Attorney -In -Fact under this Power of Attorney and may assume that, upon the exercise of such power, all conditions
<br />precedent to such exercise of power have been satisfied and this Power of Attorney has not been revoked unless an
<br />Instrument of Revocation has been recorded.
<br />IN WITNESS WHEREOF, CITIBANK, FEDERAL SAVINGS BANK has caused these presents to be signed by its Vice
<br />President and be impressed with its association seal on this 17th day of September, 2001 at the association's office in St.
<br />Louis, Missouri, United States of America.
<br />Attest:
<br />4/5
<br />Mie W and
<br />Assistant Secretary
<br />State of Missouri )
<br />) ss.
<br />County of St. Louis )
<br />CITIBANK, FEDERAL SAVINGS BANK
<br />Thomas D. Abut - ` : ---- _
<br />Vice President a �'
<br />(SEALO •• _ y
<br />On this 17th day of September, 2001, before me, a Notary Public in and for said State, personally appeared Thun,a'�"6,(r
<br />Ahart, known to me to be a Vice President of Citibank, Federal Savings Bank and Michael Wind, known to me to be an''
<br />Assistant Secretary of Citibank, Federal Savings Bank, the association that executed the within instrument, and also
<br />known to me to be the persons who executed said instrument on behalf o ai association and acknowledged to me that
<br />such association.Qxecuted th thin (n ent. -
<br />IN WITNESS WH#l#�O We. it td set my hand and afrxed m rficlal sea day ear in this certificate
<br />first above wri�teu. � y
<br />/ Notary Public
<br />GAIL A. P
<br />Notary Public - Notary Notary Seal
<br />State of Missouri
<br />St. Louis Counly
<br />MW rnmmh.:.
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